Changes at "(Draft) Accessible and Affordable Home Ownership on Community Land Trusts"

• +(Draft) Accessible and Affordable Home Ownership on Community Land Trusts

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  背景与语境（包括该想法的来源，如适用）：

  This is a draft idea building on ideas from a breakout group about home ownership at the first housing working group in February.

  提案（包括资金的具体用途）：

  Funding to add home ownership units to community land trusts (by building units or converting units) which are:
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• permanently affordable, where the land trust can guarantee that the land is used to stabilize the neighborhood long-term

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• affordable at incomes including 30-50% AMI ($49,600 to $82,700 for a family of 4 / $34,750 to $57,900 for an individual), not just the 80% and 100% AMI levels most affordable home ownership units are built at

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• accessible for immigrants to purchase

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  Proposal cost:
  TBD

  City Department that would implement it (if known):
  Mayor's Office of Housing or a new department focused on community-controlled housing as a human right

  人民预算的价值（仅供参考）：
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• 自决权：我们清楚社区的需求，并有权自主决定。

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• 透明度：我们秉持诚实和开放的态度行事，让所有人都能了解决策过程。

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• 关怀：我们通过关怀守护彼此的安全 / 满足需求而非惩罚。

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• 团结：我们彼此扶持。除非所有人获得自由，否则无人能真正自由！

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• 集体智慧：最受决策影响的人应主导决策。

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• 幸福福祉：我们值得拥有超越生存的更多。每个人都应获得所需，以过上丰盛而快乐的生活。

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提醒：3月14日居民大会投票时，请各位居民审慎考量各项提案是否符合这些核心价值观，并为符合价值观的提案投下支持票。

How does this proposal align with the People’s Budget value?

Self-determination: Communities have permanent control over land to keep it focused on housing that supports the community, not housing built for profit.

Solidarity: Focus on lower AMI's / income levels means truly supporting working-class BIPOC residents rather than building housing that prices them out. Focus on making sure immigrants can buy homes as well.

Additional Notes

The U.S. has a heavy emphasis on home ownership and investing in stocks as ways for people to build wealth, with people cashing in on fast-increasing real estate values. This includes people using the increased value of their homes to support themselves in retirement or to get loans for children attending college. With permanently affordable, community-controlled units, we also need budget items that allow people to make financial investments and invest for retirement (such as expanding investment funds in community-oriented businesses, co-ops, etc.), and support children to go to college (either free college or funding for tuition). There also needs to be money to support the owners of affordable units to maintain their buildings. Perhaps there also needs to be funding which would support stronger staffing and support at community land trusts for them to address challenges that often come up trying to just make it by, so they can thrive and strengthen resident decision-making.